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For Information Call:
California: 1-855-233-0688
Arizona: 1-602-476-0057
Nevada: 1-855-835-0822
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Health Insurance Exchange Coverage Information

You can enroll November 15, 2014
until February 15, 2015.

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What is a Health Insurance Exchange or Marketplace?

A Health Insurance Marketplace or Exchange is a new way that Americans can compare and shop for health insurance in their state.

You may even be able to get help paying for your new insurance.

Depending on where you live, your Health Insurance Marketplace or Exchange will be run by the state or by the federal government. In California, the exchange is run by the state, while Arizona and Nevada have chosen to participate in the federal government exchange.

Who is eligible for insurance through the Health Insurance Marketplaces?
  • You must live in the U.S.
  • You must be a U.S. citizen or national, or a lawful resident.

Even if you don’t qualify because you are not a U.S. citizen, other members of your family might be eligible for coverage. There is no penalty for applying, and your information will not be used for any purpose other than determining if you and your family members qualify for health coverage.

Also, health plans available through the Health Insurance Marketplace aren’t the only new form of coverage available. Even if you cannot afford to purchase insurance through the Exchanges or Marketplaces, you may still qualify for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP). Even now, many Americans who qualify for these programs are not currently enrolled.

How can I enroll?

You can sign-up:

    • In California, 1-855-233-0688
    • In Arizona, 602-476-0057
    • In Nevada, 1-855-835-0822
When does the new health coverage begin?

Coverage will begin the first of each month as long as you have enrolled by the 15th of the previous month. If you enroll after the 15th of the month, coverage will begin on the first of the following month.

How much will it cost to enroll?

It doesn’t cost anything to apply and learn what coverage options you qualify for, what they will cost, and what financial help you can receive. Once you know your options, you can decide what health insurance plan is best for you and your budget.

Can I get help to pay for coverage? How much?

If you enroll in a plan through the Health Insurance Marketplace, you may be eligible for financial assistance. The amount of money you would have to pay each month depends on your income. The same application that will be used to determine what coverage options you qualify for will also tell you how much financial help you can get.

What is Medicaid, how is it changing under the new law,
and how does that affect my insurance choices?

Medicaid is a health coverage program that exists in every state. In California the program is called Medi-Cal. States set the rules about who can enroll in Medicaid. In the past, coverage has been mostly limited to low-income children, their parents, pregnant women, and people with disabilities. But starting in January 2014, many states, including California, Arizona and Nevada are expanding coverage under Medicaid and allowing more people to enroll.

One application will be used to determine eligibility for coverage through the Health Insurance Marketplace, and for Medicaid and the Children’s Health Insurance Program (CHIP).The same application will help every member of the household determine what coverage and financial assistance they are eligible to receive.

I have a Dignity Health doctor now.
Will I be able to keep seeing her if I get new insurance?

It’s a good idea to confirm that your doctor and your hospital of choice are covered by your new insurance for the upcoming year by checking the insurance website or calling your insurance carrier directly. Do not assume your physician is covered without checking first. Doctors and hospitals may periodically change the insurance they accept.

You can also call and speak to a Dignity Health referral representative who can help.

  • California: 888-628-1954
  • Arizona: 866-600-1065
  • Nevada: 888-628-1951
I don’t have a doctor. How do I find one?

Call and speak to a Dignity Health referral representative who can help you find the right doctor.

  • California: 888-628-1954
  • Arizona: 866-600-1065
  • Nevada: 888-628-1951

You can also visit dignityhealth.org/doctor to find Dignity Health Providers in your area.

It’s important to check that the doctor you choose accepts your health plan as it can change. Be sure your doctor knows what health plan you have when you make an appointment.