How do you get health insurance?
I am a CalPERS member
Dignity Health is offered through many of the health plans available to CalPERS members.
I have health insurance through my employer
This Open Enrollment be sure the health plan you choose includes Dignity Health. Ask your HR Benefits Manager or click on the link below to Find a Doctor who puts the Humanity in Health Care.
I buy my own insurance
We have certified health insurance experts available in person or by phone to discuss your health plan options and how coverage can benefit you and your family.
I am eligible for Medicare
Considering a Medicare Advantage plan? Be sure the health plan you choose includes Dignity Health physicians and hospitals.
Frequently Asked Questions
Is Dignity Health a health insurance company?
Dignity Health is not a health insurance company. Dignity Health is a provider network of more than 60,000 caregivers and staff who deliver excellent care to diverse communities in hospitals, physician offices and other types of care centers in 21 states. Headquartered in San Francisco, Dignity Health is the fifth largest health system in the nation and the largest hospital provider in California.
What is Open Enrollment
Open Enrollment is a time of year when you can sign up for health insurance.
What do health insurance brokers do?
A health insurance broker or agent is a person who can help you apply for help to pay for your health insurance and enroll in a health plan. They can make specific recommendations about which plan to enroll in based on your health care needs. They are licensed and regulated by states and typically get payments, or commissions, from health insurers and therefore, consumers do not pay for their services. Dignity Health offers a list of brokers here who provide enrollment assistance over the phone and in person.
When is Open Enrollment?
Open Enrollment dates depend on the type of insurance: These were the dates to enroll for coverage in 2020. Due to coronavirus some states have extended the period to enroll. Additionally, you may qualify to enroll if you have a qualifying lfie event, like losing coverage through your employer.
CalPERS employees and retirees - September 9, 2019 - October 4, 2019
Medicare Advantage - October 15, 2019 - December 7, 2019
Individual Market - October 15 , 2019 - January 15, 2020 (for California). For most other states the Open Enrollment period has been shortened to November 1, 2019 - December 15, 2019.
How do I choose a health plan?
You can check if they are in network with the health plan or the doctor.
Which type of health insurance is better - PPO or HMO?
One type of health insurance is not better than the other, but there are differences. With an HMO plan you will choose a Primary Care Provider (PCP), who will coordinate the care you need for any specialists. Services are all provided through physicians and facilities in the health plan's HMO network. With a PPO you may also choose a PCP, but you will not need a referral to see another physician. It will usually cost less to see in-network physicians than an out-of-network physician. Whether you are considering an HMO or a PPO, you can check which doctors, medical groups, hospitals, etc are in the network before you enroll.
Find a Doctor Who Puts Humanity in Health Care
Looking for a doctor? We can help. Dignity Health doctors are located throughout California, Arizona and Nevada. If you buy your own insurance through Covered California or healthcare.gov, please call 888.628.1954 and speak to a specialist