Choosing a health plan begins with knowing what options are available to you.
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With several locations throughout Bakersfield and Kern County, it's easy to find health care that helps you be at your best. This Open Enrollment, choose a plan that includes Dignity Health doctors and hospitals.
To make the most of your choices during open enrollment, it’s important to understand what your choices are and what effect these choices have on the health care you and your family will receive in the coming year. We can help.
Open Enrollment is a time of year when you can sign up for health insurance. Additionally, you may qualify to enroll if you have a qualifying life event, like losing coverage through your employer.
Open Enrollment dates depend on the type of insurance. These are the dates to enroll for coverage in 2022:
You may check with the health plan(s) to determine if the hospital(s) or doctor(s) are in-network with the health plan. If you need a primary care physician (PCP) or are looking for a specialist, we can help.
One type of health insurance is not better than the other, but there are differences. With an HMO plan, you will choose a Primary Care Provider (PCP) who will coordinate any specialty care you may need. Services are all provided through physicians and facilities in the health plan's HMO network. With a PPO, you may also choose a PCP, but you will not need a referral to see another physician. It will usually cost less to see in-network physicians than out-of-network physicians. Whether you are considering an HMO or a PPO, you can determine which doctors, medical groups, hospitals, etc. are in the network before you enroll.