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Contracted Insurance Plans - Sacramento


If you have a doctor or group of doctors you have been seeing or would like to see, be sure they are in the health plan's network. Always be sure to verify if with the insurance plan your doctor is in network.

Because health plan and network information may change, we recommend confirming your choice is available in your area by contacting the health plan's customer service number listed on their website.

Types of plans:

HMO - Health Maintenance Organization (HMO)

Generally with an HMO plan you must choose a Primary Care Physician (PCP) from a network of local healthcare providers. Most of your healthcare will be coordinated through your PCP. If you need a referral you will first need to contact your doctor to have them refer you to an in-network specialist. Your out-of-pocket cost and monthly premiums generally are lower with this type of plan.

PPO - Preferred Provider Organization (PPO)

Generally with a PPO plan you are allowed more flexibility and choices when it comes to your healthcare. Usually you are given a network of healthcare providers to choose from which allows you to choose an in- or out-of-network doctor, specialist or hospital. In most cases a referral is not needed. Your out-of-pocket costs are greater generally if you see an out-of-network-doctor. Also, your monthly premium will tend to be higher.

Choose your county to find your plan options:

HMO

  • Aetna 
  • Anthem Blue Cross (includes CalPERS)
  • Blue Shield Access+ (includes CalPERS)
  • Blue Shield Trio (includes CalPERS)
  • Cigna
  • Health Net (includes Blue & Gold)
  • United Healthcare (excludes CalPERS)
  • Western Health Advantage (includes CalPERS)

PPO

  • Aetna
  • Anthem Blue Cross (includes Prudent Buyer and Select)
  • Blue Shield PPO (includes Tandem)
  • Cigna (includes Local Plus)
  • Connected Care California (Intel Employees)
  • Coventry/First Health 
  • Health Net 
  • HealthSmart (formerly Interplan) 
  • Humana ChoiceCare
  • Multiplan/PHCS
  • Networks By Design
  • TRICare/TRIWest
  • United Healthcare

Medicare Advantage Plans

  • AARP Medicare Advantage from UHC
  • AARP Medicare Complete SecureHorizons Plan 1 (HMO)
  • Anthem Medi Blue Plus (HMO)
  • Anthem Blue Cross Select Medicare Preferred (PPO)
  • Health Net (known as Wellcare by Health Net) (HMO)
  • United Healthcare (PPO)
  • Wellcare by HealthNet

Covered California

  • Blue Shield (PPO)
  • Blue Shield Trio (HMO)
  • Health Net (HMO)
  • Western Health Advantage (HMO)

Medi-Cal Plans

  • Mountain Valley Health Plan

HMO

  • Aetna
  • Anthem Blue Cross (includes CalPERS)
  • Blue Shield Access+ (includes CalPERS)
  • Blue Shield Trio (includes CalPERS)
  • Cigna
  • Health Net (includes Blue & Gold)
  • United Healthcare (excludes CalPERS)

PPO

  • Aetna
  • Anthem Blue Cross (includes Prudent Buyer and Select)
  • Blue Shield PPO (includes Tandem)
  • Cigna (includes Local Plus)
  • Coventry/First Health 
  • Health Net 
  • HealthSmart (formerly Interplan) 
  • Humana ChoiceCare
  • Multiplan/PHCS
  • Networks By Design
  • TRICare/TRIWest
  • United Healthcare

Medicare Advantage Plans

  • AARP Medicare Advantage from UHC
  • Anthem Blue Cross Select Medicare Preferred (PPO)
  • United Healthcare (PPO)
  • Wellcare by HealthNet

Covered California

  • Anthem Blue Cross (PPO)
  • Blue Shield (PPO)
  • Blue Shield Trio (HMO)

Medi-Cal Plans

  • Partnership Health Plan

HMO

  • Aetna 
  • Anthem Blue Cross (includes CalPERS)
  • Blue Shield Access+ (includes CalPERS)
  • Blue Shield Trio (includes CalPERS)
  • Cigna
  • Health Net (includes Blue & Gold)
  • United Healthcare (excludes CalPERS)
  • Western Health Advantage (includes CalPERS)

PPO

  • Aetna
  • Anthem Blue Cross (includes Prudent Buyer and Select)
  • Blue Shield (includes Tandem)
  • Cigna (includes Local Plus)
  • Connected Care California (Intel Employees)
  • Coventry/First Health 
  • Health Net 
  • HealthSmart (formerly Interplan) 
  • Humana ChoiceCare 
  • Multiplan/PHCS
  • Networks By Design
  • TRICare/TRIWest
  • United Healthcare

Medicare Advantage Plans

  • AARP Medicare Advantage from UHC (HMO-POS)
  • AARP Medicare Complete SecureHorizons Plan 1 (HMO)
  • Aetna Medicare Elite (PPO), Aetna Medicare Select (HMO)
  • Anthem Blue Cross Select Medicare Preferred (PPO)
  • Brand New Day (HMO)
  • Health Net (HMO) (known as Wellcare by Health Net) (HMO)
  • United Healthcare (PPO)
  • Wellcare by Healthnet

Covered California

  • Blue Shield (PPO)
  • Blue Shield Trio (HMO)
  • Health Net (HMO)
  • Western Health Advantage (HMO)

Medi-Cal Plans

  • Anthem Blue Cross
  • Partnership Health Plan

HMO

  • Aetna 
  • Anthem Blue Cross (includes CalPERS)
  • Blue Shield Access+ (includes CalPERS)
  • Blue Shield Trio (includes CalPERS)
  • Cigna
  • Health Net (includes Blue & Gold)
  • United Healthcare (excludes CalPERS)
  • Western Health Advantage (includes CalPERS)

PPO

  • Aetna
  • Anthem Blue Cross (includes Prudent Buyer and Select)
  • Blue Shield PPO (includes Tandem)
  • Cigna (includes Local Plus)
  • Connected Care California (Intel Employees)
  • Coventry/First Health 
  • Health Net 
  • HealthSmart (formerly Interplan) 
  • Humana ChoiceCare
  • Multiplan/PHCS
  • Networks By Design
  • TRICare/TRIWest
  • United Healthcare

Medicare Advantage Plans

  • AARP Medicare Advantage from UHC
  • AARP Medicare Complete SecureHorizons Plan 1 (HMO)
  • Aetna Medicare Elite (PPO), Aetna Medicare Select (HMO)
  • Anthem Medi Blue Plus (HMO)
  • Anthem Blue Cross Select Medicare Preferred (PPO)
  • Brand New Day (HMO)
  • Health Net (or Wellcare by Health Net)  (HMO)
  • United Healthcare (PPO)
  • Wellcare by HealthNet

Covered California

  • Blue Shield (PPO)
  • Blue Shield Trio (HMO)
  • Health Net (HMO)
  • Western Health Advantage (HMO)

Medi-Cal Plans

  • Anthem Blue Cross
  • Health Net
  • Molina

HMO

  • Aetna
  • Anthem Blue Cross (includes CalPERS)
  • Blue Shield Access+ (includes CalPERS)
  • Blue Shield Trio (includes CalPERS)
  • Cigna
  • Health Net (includes Blue & Gold)
  • United Healthcare (excludes CalPERS)
  • Western Health Advantage (includes CalPERS)

PPO

  • Aetna
  • Anthem Blue Cross (includes Prudent Buyer and Select)
  • Blue Shield PPO (includes Tandem)
  • Cigna (includes Local Plus)
  • Connected Care California (Intel Employees)
  • Coventry/First Health 
  • Health Net 
  • HealthSmart (formerly Interplan)
  • Humana ChoiceCare  
  • Multiplan/PHCS
  • Networks By Design
  • TRICare/TRIWest
  • United Healthcare

Medicare Advantage Plans

  • AARP Medicare Advantage from UHC (HMO)
  • AARP Medicare Complete SecureHorizons Plan 1 (HMO)
  • Aetna Medicare Elite (PPO), Aetna Medicare Select (HMO)
  • Anthem MediBlue Plus (HMO)
  • Anthem Blue Cross Select Medicare Preferred (PPO)
  • Health Net (or Wellcare by Health Net) (HMO)
  • United Healthcare (PPO)
  • Wellcare by HealthNet

Covered California

  • Blue Shield (PPO)
  • Blue Shield Trio (HMO)
  • Health Net (HMO)
  • Western Health Advantage (HMO)

Medi-Cal Plans

  • Partnership Health Plan

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If you have a doctor or group of doctors you have been seeing or would like to see, be sure they are in the health plan's network. Always be sure to verify with the insurance plan that your doctor is in-network.

Since health plan and network information may change, we recommend confirming your choice is available in your area by contacting the health plan's customer service number listed on its website.

 

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