6 tips for navigating Open Enrollment
Frequently asked questions
Open enrollment is a time of year when you can sign up for health insurance. The dates depend on your employer but are generally offered in the fall. Additionally, you may qualify to enroll if you have a qualifying life event, like losing coverage through your employer.
Dignity Health is not a health insurance company. Dignity Health is a provider network of more than 60,000 caregivers and staff who deliver excellent care to diverse communities in hospitals, physician offices, and other types of care centers in California, Arizona, and Nevada. Headquartered in San Francisco, Dignity Health is the fifth largest health system in the nation and the largest hospital provider in California.
It's a good idea to confirm your doctor and your hospital of choice are covered by your new insurance for the upcoming year by checking the insurance website or calling your insurance carrier directly. Do not assume your physician is covered without checking first. Doctors and hospitals may periodically change the insurance they accept.
The Health Insurance Marketplace (sometimes known as the Health Insurance Exchange) is a way Americans can compare and shop for health insurance. Some may even be able to get help paying for that insurance. In California, the exchange is Covered California.
To be eligible: You must live in the U.S. You must be a U.S. citizen or national, or a lawful resident. Even if you don't qualify because you are not a U.S. citizen, other members of your family might be eligible for coverage. There is no penalty for applying, and your information will not be used for any purpose other than determining if you and your family members qualify for health coverage. Also, health plans available through the Health Insurance Marketplace aren't the only new form of coverage available. Even if you cannot afford to purchase insurance through the exchanges, you may still qualify for free or low-cost coverage through Medicaid or the Children's Health Insurance Program (CHIP). Even now, many Americans who qualify for these programs are not currently enrolled.