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Considering your employer’s health plan options during open enrollment? Keep in mind that having a doctor you know and trust is key to maintaining your health. With dozens of physicians and multiple locations throughout the Greater Sacramento area, it's easy to find a doctor close by. We also offer virtual visits with your personal Dignity Health primary care physician (PCP) or specialist. This open enrollment, be sure your plan includes Dignity Health physicians and hospitals.
*Benefits among health plans and employers vary. Please refer to your health insurance information for details and descriptions of your benefits coverage.
A primary care doctor helps you to manage your health. Common services include regular physical exams, prescribing medications, treating minor illness and injuries, managing chronic conditions, and screenings for common health problems.
Should you need specialized care, your primary care doctor can expertly guide your next steps, and connect you to the right specialist. There are five main types of primary care doctors: Family medicine doctors for the whole family; internal medicine-pediatric doctors for preventing and treating diseases, pediatricians who specialize in children, internal medicine doctors who care for adults, and OB-GYNs for adult women.
Choosing and building a relationship with one of these doctors can help you live a healthy lifestyle based on your individual needs.
One type of health insurance is not better than the other, but there are differences. With an HMO plan you will choose a Primary Care Provider (PCP), who will coordinate the care you need for any specialists. Services are all provided through physicians and facilities in the health plan's HMO network. With a PPO you may also choose a PCP, but you will not need a referral to see another physician. It will usually cost less to see in-network physicians than an out-of-network physician. Whether you are considering an HMO or a PPO, you can check which doctors, medical groups, hospitals, etc. are in the network before you enroll.
It's a good idea to confirm your doctor and your hospital of choice are covered by your new insurance for the upcoming year by checking the insurance website or calling your insurance carrier directly. Do not assume your physician is covered without checking first. Doctors and hospitals may periodically change the insurance they accept.
If you have a doctor or group of doctors you have been seeing or would like to see, be sure they are in the health plan's network. Always be sure to verify with the insurance plan that your doctor is in-network.
Since health plan and network information may change, we recommend confirming your choice is available in your area by contacting the health plan's customer service number listed on its website.
